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On Wednesday I was on the Relief Bus. It was such a blessing to help out. I’m planning to go again or a least once a week. If you can help out in anyway that would be great. On the ride into the city, I got these scriptures. Enjoy & God Bless. -tsuLife Author

The law is only a shadow of the good things that are coming–not the realities themselves. For this reason it can never, by the same sacrifices repeated endlessly year after year, make perfect those who draw near to worship. Hebrews 10:1

Who is wise and understanding among you? Let him show it by his good life, by deeds done in the humility that comes from wisdom. But if you harbor bitter envy and selfish ambition in your hearts, do not boast about it or deny the truth. Such “wisdom” does not come down from heaven but is earthly, unspiritual, of the devil. For where you have envy and selfish ambition, there you find disorder and every evil practice. But the wisdom that comes from heaven is first of all pure; then peace-loving, considerate, submissive, full of mercy and good fruit, impartial and sincere. Peacemakers who sow in peace raise a harvest of righteousness. James 3:13-18

If you love me, you will obey what I command. John 14:15

The LORD is my strength and my shield; my heart trusts in him, and I am helped. My heart leaps for joy and I will give thanks to him in song. The LORD is the strength of his people, a fortress of salvation for his anointed one. Save your people and bless your inheritance; be their shepherd and carry them forever. Psalm 28:7-9

Operation Sandy Relief Update from The Relief Bus on Vimeo.

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This is what I have been doing for a week. Looking up living cost for the state New Jersey. Trying to find all the averages for home, car, insurance, salary, taxes and college.

Gas/Car $7,274.40
To fill up a 10 gallon tank with regular is a average at $3.67. Comes out to $36.70 to fill up. Lets say you fill up once a week. For a year that would be $1,908.40.
If you are paying monthly payment on a car that is about $12,995 (the price for 2012 Ford Fiesta S). To finance for 3 year and 6 month at $300 a month. Would be $3,600 for the year. I didn’t add interest.
Car insurance for the state of New Jersey is about $1,766 a year. Add the insurance, gas and monthly payment would come out $7,274.40 for the year.

Home $20,424
The average home for the state of new jersey is about $371,000. That price would be a house that is remodeled and move in ready for the area of Jersey I live in.
Mortgage Percent on average is 6.25%. So you buy a house at $371,000 and you set a mortgage for 25 years with 6.25% interest. That is an addition $59,360 to the house total. Monthly payment of $1,434.54, and for the year come out about $17,214.
Two other things to include, Home Insurance on average at $1,004 a year and Property Tax on average at $2,206 a year. To a grand total of $20,424 for the year.

Health $3,380
Health Insurance on average for the state of New Jersey is $3,380 a year.
To be honest I have not had health insurance since I was 19, I’m 26 now. I have saved $23,660 out of those 7 years. I don’t really go to the doctors. When I get a cold I just pray and that have been working (THANK GOD). The most expensive thing I ever paid for is when I got all four of my wisdom teeth removed at a total of $1,700. Eye doctor which I spend about $400 every two to three years for contacts, glasses and the exam. My last visit I got the exam, glasses, sunglasses, 6 boxes of contacts and prescription sunglasses for a total of $400.

Salary 45,000 to 70,000
The one thing that makes me so mad, finding out the average for NJ is $70,378. Which I think is wrong, that would have to be between two people in one household. The people that make that $70,000 or higher, the group that work in NYC, business owner or went to college for 4 years plus. I would have guess the average at $45,000 a year. There is a huge gap between rich and poor in New Jersey. There is barely any middle class anymore. Most of them lost there job so companies can hire someone cheaper. Average commuter to the NYC, is between $60,000 $100,000 range. The average person in without commuting is about $45,000. Which is throwing off that average of $70,378. If add $45,000 and $100,000, then divide it by two you are going get $72,000. Most people that live and work in NJ make less then $45,000.
Minimum wage for the state of New Jersey is $7.25hr. Salary for a full-timer would be $15,080 a year.
New Jersey income tax is 12.2%. On a income like $15,080, that means they would have took out about $1,236.06 a year. You would go home with $13,843.93 at the end of the year. Thank you New Jersey.

Colleges  $108,728 – $80,904
Community     Resident $27,151     Commuter $20,195
4 year    Resident $116,296    Commuter $86,527
6 year    Resident $182,737    Commuter $135,989

The other things I didn’t add to the cost of living is:
Cable    Internet
Food    Gas (Home)
Electric    Water
Phone    Clothes
Cause some of these cost change on the individual on how they live and where they live.

You have to make $31,078.40 a year to pay for your car, gas, insurance and taxes for the state of New Jersey. I think there something very wrong with the living cost. Of course you can cut cost here and there. But in the end you would have to work just to live. Is it worth it all? To keep these above average lifestyle. I’m going to live the simplest I can. Things have gone to far. Why are people losing jobs but the cost of living is increasing (expect for real-estate). Where will it end? -tsuLife Author


Home Insurance
Gas

Average Income

Income Tax

Property Tax

Car
Health Insurance
Home Prices
Mortgage %
College

 

KONY 2012 is a film and campaign by Invisible Children that aims to make Joseph Kony famous, not to celebrate him, but to raise support for his arrest and set a precedent for international justice.

There is a event on facebook that will be handle in NYC for KONY 2012.
Walk Marathon on April 20th, 2012 beginning at 10am.
Starting from Canal Street and that ends at Times Square.
In addition at night there will be the Cover The Night Event.
They ask if you can’t make it to the walk, you still can help by purchasing a shirt or bracelet.

For more information go to facebook event:
http://www.facebook.com/events/166292753489051/?notif_t=event_invite

To donate to Invisible Children:
https://www.stayclassy.org/checkout/donation?eid=14711

Purchase KONY 2012 products:
http://invisiblechildrenstore.myshopify.com/

Sign the Pledge:
http://www.causes.com/causes/227-invisible-children